Social Studies — Grade 12
The full course, month by month: 72 lessons, the Weekly Checks woven through, and 10 Monthly Exams plus the Year-End Final — all inside the one Family Pass.
🔒 Locked — the Academy Family Pass opens this
Social Studies for Grade 12 — every lesson and every exam in it — stands inside the Academy Family Pass: 100 GTT for 30 days opens every course for your whole family — every child, every subject, every grade, lessons and exams together, one package, no separate exam fee, no add-on fees. A parent opens the pass from any grade page with the family's GTT wallet; the grant is recorded in the family's Detailed Ledger the moment it is made.
Back to Grade 12 — Open the Family Pass There Grace Team Financial
Month 1 — The First Year of Independence
🔒 The Budget of Independence · week 1 · about 25 minutes
🔒 The Budget of Independence — Hands On · week 1 · about 25 minutes
🔒 The Budget of Independence — Remember and Use It · week 2 · about 25 minutes
🔒 Banking and the Accounts of Adult Life · week 2 · about 25 minutes
🔒 Banking and the Accounts of Adult Life — Hands On · week 3 · about 25 minutes
🔒 Banking and the Accounts of Adult Life — Remember and Use It · week 3 · about 25 minutes
🔒 The Anatomy of a Credit Score · week 4 · about 25 minutes
🔒 The Anatomy of a Credit Score — Hands On · week 4 · about 25 minutes
Month 2 — Credit Mastery
🔒 The Anatomy of a Credit Score — Remember and Use It · week 5 · about 25 minutes
🔒 Building Credit Safely: The Secured Card · week 5 · about 25 minutes
🔒 Building Credit Safely: The Secured Card — Hands On · week 6 · about 25 minutes
🔒 Building Credit Safely: The Secured Card — Remember and Use It · week 6 · about 25 minutes
🔒 The APR and the Minimum Payment Trap · week 7 · about 25 minutes
🔒 The APR and the Minimum Payment Trap — Hands On · week 7 · about 25 minutes
🔒 The APR and the Minimum Payment Trap — Remember and Use It · week 8 · about 25 minutes
🔒 Snowball and Avalanche: Clearing Debt Honestly · week 8 · about 25 minutes
Month 3 — Credit Mastery
🔒 Snowball and Avalanche: Clearing Debt Honestly — Hands On · week 9 · about 25 minutes
🔒 Snowball and Avalanche: Clearing Debt Honestly — Remember and Use It · week 9 · about 25 minutes
🔒 Bankruptcy: The Last Resort Named Plainly · week 10 · about 25 minutes
🔒 Bankruptcy: The Last Resort Named Plainly — Hands On · week 10 · about 25 minutes
🔒 Bankruptcy: The Last Resort Named Plainly — Remember and Use It · week 11 · about 25 minutes
🔒 The Auto Loan: Total Cost Computed · week 11 · about 25 minutes
🔒 The Auto Loan: Total Cost Computed — Hands On · week 12 · about 25 minutes
🔒 The Auto Loan: Total Cost Computed — Remember and Use It · week 12 · about 25 minutes
Month 4 — Loans at Depth
🔒 Student Loans Weighed with Open Eyes · week 13 · about 25 minutes
🔒 Student Loans Weighed with Open Eyes — Hands On · week 13 · about 25 minutes
🔒 Student Loans Weighed with Open Eyes — Remember and Use It · week 14 · about 25 minutes
🔒 The Mortgage: Amortization, Down Payment, Closing Costs · week 14 · about 25 minutes
🔒 The Mortgage: Amortization, Down Payment, Closing Costs — Hands On · week 15 · about 25 minutes
🔒 The Mortgage: Amortization, Down Payment, Closing Costs — Remember and Use It · week 15 · about 25 minutes
🔒 The Market's Long Record, Stated Carefully · week 16 · about 25 minutes
🔒 The Market's Long Record, Stated Carefully — Hands On · week 16 · about 25 minutes
Month 5 — Investing for Life
🔒 The Market's Long Record, Stated Carefully — Remember and Use It · week 17 · about 25 minutes
🔒 Index Funds and Diversification · week 17 · about 25 minutes
🔒 Index Funds and Diversification — Hands On · week 18 · about 25 minutes
🔒 Index Funds and Diversification — Remember and Use It · week 18 · about 25 minutes
🔒 Retirement Accounts: 401k, IRA, and Roth · week 19 · about 25 minutes
🔒 Retirement Accounts: 401k, IRA, and Roth — Hands On · week 19 · about 25 minutes
🔒 Retirement Accounts: 401k, IRA, and Roth — Remember and Use It · week 20 · about 25 minutes
🔒 Risk and Time · week 20 · about 25 minutes
Month 6 — Investing for Life
🔒 Risk and Time — Hands On · week 21 · about 25 minutes
🔒 Risk and Time — Remember and Use It · week 21 · about 25 minutes
🔒 Frauds That Target Investors: Ponzi and Affinity Fraud · week 22 · about 25 minutes
🔒 Frauds That Target Investors: Ponzi and Affinity Fraud — Hands On · week 22 · about 25 minutes
🔒 Frauds That Target Investors: Ponzi and Affinity Fraud — Remember and Use It · week 23 · about 25 minutes
🔒 Auto, Renters, and Home Insurance · week 23 · about 25 minutes
🔒 Auto, Renters, and Home Insurance — Hands On · week 24 · about 25 minutes
🔒 Auto, Renters, and Home Insurance — Remember and Use It · week 24 · about 25 minutes
Month 7 — Insurance Complete
🔒 Health Insurance: The Terms Mastered with Numbers · week 25 · about 25 minutes
🔒 Health Insurance: The Terms Mastered with Numbers — Hands On · week 25 · about 25 minutes
🔒 Health Insurance: The Terms Mastered with Numbers — Remember and Use It · week 26 · about 25 minutes
🔒 Life and Disability Insurance Weighed Fairly · week 26 · about 25 minutes
🔒 Life and Disability Insurance Weighed Fairly — Hands On · week 27 · about 25 minutes
🔒 Life and Disability Insurance Weighed Fairly — Remember and Use It · week 27 · about 25 minutes
🔒 The Simple Return, Withholding, and the W-4 · week 28 · about 25 minutes
🔒 The Simple Return, Withholding, and the W-4 — Hands On · week 28 · about 25 minutes
Month 8 — Taxes of Adult Life
🔒 The Simple Return, Withholding, and the W-4 — Remember and Use It · week 29 · about 25 minutes
🔒 Self-Employment Simply and the Washington Tax Shape · week 29 · about 25 minutes
🔒 Self-Employment Simply and the Washington Tax Shape — Hands On · week 30 · about 25 minutes
🔒 Self-Employment Simply and the Washington Tax Shape — Remember and Use It · week 30 · about 25 minutes
🔒 Reading a Job Offer and Negotiating Honourably · week 31 · about 25 minutes
🔒 Reading a Job Offer and Negotiating Honourably — Hands On · week 31 · about 25 minutes
🔒 Reading a Job Offer and Negotiating Honourably — Remember and Use It · week 32 · about 25 minutes
🔒 Generosity First and the Documents of Estate · week 32 · about 25 minutes
Month 9 — Work, Giving, and Citizenship
🔒 Generosity First and the Documents of Estate — Hands On · week 33 · about 25 minutes
🔒 Generosity First and the Documents of Estate — Remember and Use It · week 33 · about 25 minutes
🔒 Government Capstone: The Citizen Year Ahead · week 34 · about 25 minutes
🔒 Government Capstone: The Citizen Year Ahead — Hands On · week 34 · about 25 minutes
🔒 Government Capstone: The Citizen Year Ahead — Remember and Use It · week 35 · about 25 minutes
🔒 Economics Farewell: The Household in the Nation's Economy · week 35 · about 25 minutes
🔒 Economics Farewell: The Household in the Nation's Economy — Hands On · week 36 · about 25 minutes
🔒 Economics Farewell: The Household in the Nation's Economy — Remember and Use It · week 36 · about 25 minutes
The Exams
🔒 Social Studies — Weekly Check, Week 1
🔒 Social Studies — Weekly Check, Week 2
🔒 Social Studies — Weekly Check, Week 3
…all 36 Weekly Checks, 9 Monthly Exams and the Year-End Final stand inside the course, on their weeks and months.